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The following is the story of how my wife Kim, my best friend Larry Clark and I, began our journey from broke, to rich, to retired in less than 10 years. When Kim and I started, we were nearly out of money and filled with doubt. We all have doubts. The difference is what we do with those doubts.
In December 1984, Kim, Larry and I were on a skiing holiday. At night we would discuss our plans for the future. Kim and I were on our last few dollars and Larry was in the process of building another business. On New Years Day, we tried to set some goals. Larry wanted to do more than just set goals for the coming year, he wanted us to set goals that changed our lives. "Why don't we write a plan on how we can all become financially free?" he urged.
I had talked about it and dreamt about it. But the idea of being financially free was always in the future, not today.
"Let's write it down," Larry said. "Once we write it down, we have to do it, and we'll support each other on the journey."
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